Old Age Security in Canada remains one of the most important monthly payments for seniors. If you are planning retirement or already receiving benefits, understanding how much Old Age Security in Canada pays and knowing the Old Age Security phone number is essential.
This detailed guide explains everything based on official information from Government of Canada sources, including payment amounts, eligibility basics, and how to contact support.
What is Old Age Security in Canada
Old Age Security in Canada is a monthly pension paid by the federal government to seniors aged 65 and older. Unlike the Canada Pension Plan, Old Age Security in Canada is not based on employment history but mainly on how long you have lived in Canada after age 18.
This makes Old Age Security in Canada one of the most widely received retirement benefits across the country.
How Much Is Old Age Security in Canada in 2026
The amount of Old Age Security in Canada changes every quarter based on inflation. According to official data from Government of Canada, the maximum monthly payments for April to June 2026 are:
- Age 65 to 74: up to $743.05 per month
- Age 75 and over: up to $817.36 per month
These are maximum amounts. Your actual Old Age Security in Canada payment may be lower depending on:
- Your income
- Years lived in Canada
- Whether you qualify for a partial pension
Why Old Age Security in Canada Payments Are Different for Everyone
Not everyone receives the same Old Age Security in Canada amount. The government calculates your payment based on several factors:
1. Years of Residence in Canada
To receive the full Old Age Security in Canada pension, you typically need at least 40 years of residence after age 18. If you have fewer years, you may receive a partial payment.
2. Income Level
If your income is above a certain threshold, your Old Age Security in Canada payments may be reduced due to a recovery tax.
3. Age Factor
Once you turn 75, your Old Age Security in Canada automatically increases by about 10%, which explains the higher monthly amount for seniors over 75.
Old Age Security in Canada Payment Dates
Old Age Security in Canada payments are issued monthly. For example, one confirmed payment date in 2026 is:
- April 28, 2026
Payments are usually deposited directly into your bank account or mailed as a cheque.
Old Age Security Phone Number Canada
If you need help with your Old Age Security in Canada application, payments, or eligibility, you can contact Service Canada directly.
Official Old Age Security Phone Number
- Canada and U.S.: 1-800-277-9914
- Outside Canada: 1-613-957-1954 (collect calls accepted)
- TTY: 1-800-255-4786
Service Hours
- Monday to Friday: 8:30 AM to 4:30 PM
- Automated service: Available 24/7
- Closed on weekends and public holidays
When calling the Old Age Security phone number, you should have your Social Insurance Number ready.
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Who Is Eligible for Old Age Security in Canada
To receive Old Age Security in Canada, you generally must:
- Be 65 years or older
- Be a Canadian citizen or legal resident
- Have lived in Canada for at least 10 years after age 18
If you lived in Canada for less than 40 years, you may still qualify for a partial Old Age Security in Canada payment.
Additional Benefits Along With Old Age Security in Canada
Many seniors receiving Old Age Security in Canada may also qualify for extra support, including:
- Guaranteed Income Supplement (GIS) for low-income seniors
- Allowance for spouses aged 60 to 64
- Survivor benefits
These programs can significantly increase your total monthly income.
How Old Age Security in Canada Is Adjusted
Old Age Security in Canada payments are reviewed four times a year:
- January
- April
- July
- October
The adjustments are based on the Consumer Price Index, which means payments increase with inflation but never decrease.
What to Do If Your Old Age Security in Canada Payment Is Delayed
If your Old Age Security in Canada payment does not arrive:
- Check your bank account or mail
- Log into your My Service Canada Account
- Call the Old Age Security phone number
- Verify your personal and banking details
Most delays are caused by missing documents or outdated information.
Old Age Security in Canada continues to be a critical source of income for millions of seniors. With maximum payments now exceeding $740 per month for those aged 65 to 74 and over $817 for seniors aged 75+, it provides essential financial stability.
If you are approaching retirement or already receiving benefits, make sure you understand your eligibility, keep your information updated, and save the official Old Age Security phone number for quick support when needed.